ns, as the bases for providing finance; therefore, the owners have to use their personal assets.缺乏资本——微型企业面临缺乏资本或现金流的挑战。这是因为金融机构不能将其财务报表作为提供资金的依据；因此，所有者必须使用他们的个人资产。
Unfavorable policies by the government – a major blow to the micro business venture are unfavorable government policies, which impose a lot of requirements for starting up a business.政府的不利政策——对微型企业风险的重大打击是不利的政府政策，这些政策对创业提出了很多要求。
In the social context, micro businesses have created employment for a large number of people, thereby, improving their living standards. Micro businesses engage community charities working within the location they operate. Social contributions may include cleanup activities, within their location.
在社会背景下，微型企业为大量人创造了就业机会，从而提高了他们的生活水平。微型企业让社区慈善机构在其经营所在地开展工作。社会贡献可能包括他们所在地的清理活动。
Changes in technology should be incorporated into every business, to match international standards and modern business practices. The use of computers will reduce operational and communications costs to a significant degree.
技术变革应该融入每一项业务，以符合国际标准和现代商业惯例。计算机的使用将在很大程度上降低运营和通信成本。
In the corporate world context, micro business have brought healthy competition in the eyes of consumers, as the quality of goods and services has improved, significantly, with different investors trying to win more customers. Micro businesses have, also, seen the government impose unfriendly policies, in an effort to regulate their activities.
在企业界，微型企业在消费者眼中带来了健康的竞争，因为商品和服务的质量显著提高，不同的投资者试图赢得更多的客户。微型企业也看到政府为了监管其活动而实施了不友好的政策。
In the technological context, a micro business has to adapt to the fast evolution of technology, to remain relevant in the modern world. Modern technology has dealt a huge blow to micro businesses, as technology keeps on changing and within a short period a business may be outdated, requiring the adoption of new technology.
在技术背景下，微型企业必须适应技术的快速发展，才能在现代世界中保持相关性。现代技术对微型企业造成了巨大打击，因为技术不断变化，在短时间内企业可能会过时，需要采用新技术。
The primary role of a small banker, in a micro business venture, is the provision of capital. Small bankers are friendly to approach, as they do not have many requirements, and their cost of capital and payment terms are more affordable, than other sources. The limitation of small bankers is that they may not be able to provide all the capital required.
小银行家在微型企业中的主要作用是提供资本。小银行家很乐意接近，因为他们没有太多要求，而且他们的资本成本和支付条件比其他来源更实惠。小型银行家的局限性在于，他们可能无法提供所需的所有资本。
Community based advisors play a major role in advising entrepreneurs of micro-based businesses, on tastes and preferences of different products, made by different producers. This will assist the entrepreneur, when producing his brand, to make it unique. Community based advisors will, also, assist the entrepreneur in the evaluation and understanding of the business environment. They, also, help the entrepreneurs in assessing demand.
社区顾问在就不同生产商生产的不同产品的口味和偏好向微型企业的企业家提供建议方面发挥着重要作用。这将有助于企业家在生产自己的品牌时使其独一无二。社区顾问还将协助企业家评估和了解商业环境。他们还帮助企业家评估需求。
A venture capitalist provides capital to a business, hopeful that the company will go public and sell its shares at a higher price, than the amount invested in the business. Venture capitalists, also, provide managerial skills to the firm. One of the reasons why most firms do not qualify for venture capital, is that they focus on low risk ventures, investing in low growth sectors, which do not attract venture capitalists. In addition, most micro businesses are family owned, thereby, excluding venture capitalists.
风险投资家为企业提供资本，希望该公司上市并以高于企业投资额的价格出售其股票。风险资本家也为公司提供管理技能。大多数公司没有资格获得风险投资的原因之一是，它们专注于低风险企业，投资于低增长行业，而这些行业没有吸引风险资本家。此外，大多数微型企业都是家族企业，因此不包括风险资本家。
Professional services are a requirement in every business. They provide useful recommendations on how the firm should be run. Consultant service providers are, also, important to every firm, since they provide information on how to reduce expenditure, thereby, increasing profits. Professional services enable analysis by independent parties, such as financial institutions, on the determination of credit worthiness, or the Court of law in monitoring fraud complaints.
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