n terms of meeting basic needs, thereby, improving the living standards of individuals. Micro2 ventures have reduced crime rates, as people are able to fend for themselves.
在社会背景下，微型企业是公民创造就业机会的一种方式。这是一个好处，因为它减少了失业者的无所事事，也大大减少了吸毒案件。微型企业在满足基本需求方面提供了经济上的满足，从而提高了个人的生活水平。微型企业降低了犯罪率，因为人们能够自谋生路。
Macro2 businesses should use modern computer technology, and view similar products to enhance quality by a comparison with international standards. It is important, also, to observe the operations of SMEs at the national and international levels.
Macro2企业应该使用现代计算机技术，并通过与国际标准的比较来提高类似产品的质量。同样重要的是，观察中小企业在国家和国际层面的运作情况。
A small banker plays a major role in the financial support of a micro2 business. The reason why small bankers are suitable for micro2 businesses is that their cost of capital is, slightly, lower compared to huge financial institutions. Their demands, in terms of collateral, are also lower. Small banking institutions provide free financial advice to customers on project viability and financial management strategies.
小银行家在小额企业的财务支持中发挥着重要作用。小型银行家适合从事微型企业的原因是，与大型金融机构相比，他们的资本成本略低。就抵押品而言，他们的要求也更低。小型银行机构就项目可行性和财务管理策略向客户提供免费的财务建议。
Community-based advisors play a major role in understanding the business environment. Business environments are external and internal, and can have a positive or a negative impact on the organization. They play a significant role in the establishment of commodity markets.
社区顾问在了解商业环境方面发挥着重要作用。商业环境是外部和内部的，可以对组织产生积极或消极的影响。它们在建立商品市场方面发挥着重要作用。
A venture capitalist is a financer of a business opportunity and will be of help to the micro2 business, if there is room for expansion, or a shortage of capital. A venture capitalist finances businesses found to have finance as their main growth constraint. For a business owner, it is necessary to partner with a venture capitalist, than to take debt financing, as debt exposes investments to risk.
风险投资家是商业机会的融资者，如果有扩张空间或资金短缺，他将对微型企业有帮助。风险资本家为那些被发现以金融为主要增长制约因素的企业提供资金。对于企业主来说，有必要与风险投资家合作，而不是进行债务融资，因为债务会使投资面临风险。
Professional services are important to every business, as they are used in preparing reports on the performance of the firm. These reports are used, by financial institutions, to evaluate the credit worthiness of the business. Consultant services provide the firm with information, on various options it can undertake, to maximize profits.
专业服务对每一家企业都很重要，因为它们用于编制公司业绩报告。金融机构使用这些报告来评估企业的信用价值。咨询服务为公司提供各种选择的信息，以实现利润最大化。
Micro Business Venture 微型企业经营
A micro business has less than five employees, including the owner, who is responsible for making every decision and financing the entire enterprise. The owner may use personal assets to raise finances to start the business; meaning, if the business fails, the owner is negatively impacted. If, however, the business is successful, the owner will reap all benefits.
一家微型企业只有不到五名员工，包括负责做出每一个决定和为整个企业融资的所有者。所有者可以使用个人资产筹集资金开办企业；这意味着，如果业务失败，所有者将受到负面影响。然而，如果企业成功，所有者将获得所有利益。
Merits of a micro business venture 微型企业的优点
It requires less capital – a micro business requires less capital, which may be easily obtained, through soft loans, or savings, reducing exposure to risks associated with borrowed capital.它需要更少的资本——微型企业需要更少的资金，这些资金可以很容易地通过软贷款或储蓄获得，从而减少与借贷资本相关的风险敞口。
The owner enjoys profits alone – the owner of the micro business reaps all the benefits from the investment, if a profit is generated.所有者独自享有利润——如果产生利润，微型企业的所有者将从投资中获得所有利益。
The owner of the business is responsible for making all the decisions – decisions of the owner are, usually, sound and ensure growth of the enterprise.企业所有者负责做出所有决策——所有者的决策通常是合理的，并确保企业的发展。
Creation of employment – the Micro venture has created employment for a majority of citizens in developing countries.创造就业机会——微型企业为发展中国家的大多数公民创造了就业机会。
Demerits of the Micro Business Venture 微型企业风险的缺陷
If a loss is incurred, the owner will bear the burden alone.如果发生损失，业主将独自承担责任。
Lack of capital – micro business ventures are challenged by lack of capital, or cash flow. This is because their financial statements cannot be relied on, by financial institutio
