Essay范文参考-金融和投资行业的道德规范。本文是一篇留学生管理学方向的Essay范文。主要内容是讲述道德可以被定义为研究根据一个人的原则和社会期望的正直性，是对还是错的行为。它是哲学的一个分支，关注道德以及道德原则的产生方式，或者一套道德原则应用于日常生活中的行为方式。不同的人在日常生活和商业生活中面临不同的道德问题。伦理学通常假设人们是理性的，能够正确地自由选择。我们也可以给予或接受，在我们的合作和影响他人的行动中，它有一定的规则可循。在我们的日常生活或商业生活中，可能会有一些道德问题，比如公平、公正、正确或错误。如有该方面的写作需求，可参见以下Essay范文的具体内容。
Ethics can be defined as the study of what institutes of right or wrong behavior in terms of one’s principle and integrity expected to be by society. It is the branch of philosophy that focuses on morality and the way in which moral principles are derived or the way in which a given set of moral principles applies to one’s conduct in daily life. Different people face different ethical questions in their day to day life and as well as in their business life. Ethics usually assumes people are rational and make free choices correctly. We can also give or take that it has got certain rules to follow in our collaborations and our actions that affect others. There can be ethical questions that have influence in our daily life or in business life like fairness, justness, rightness or wrongness.
Both ethics in finance and investing are part of business and business ethics focuses on what constitutes right or wrong behavior in the business world and on how moral and ethical principles are applied by business persons to situations that arise in their daily activities in the workplace and their handling of client asset. Ethics that are faced in personal life is much more different and complex in business life.
金融和投资道德都是商业的一部分，商业道德关注的是商业世界中的正确或错误行为，以及商业人员如何将道德和道德原则应用于他们在工作场所的日常活动中出现的情况以及他们对客户资产的处理。在商业生活中，个人生活中所面临的道德观要复杂得多。
Social Influences on Ethics 社会对道德规范的影响
When evaluating professional decisions and behavior in the finance and investment industry, high standards of ethics and blatant violations of ethical conventions are difficult to explain solely in terms of individual traits and personality. Situational factors may lead to considerable differences in the ethical standards of behavior of a single individual in different social situations-a fact that has been revealed time and again by media reports. Thus, a true understanding of the psychology of ethics in the world of finance and investment requires awareness of how people interact and influence each other ethically.
在评估金融和投资行业的职业决策和行为时，很难仅从个人特质和个性来解释高道德标准和公然违反道德规范的行为。情境因素可能会导致一个人在不同社会环境中的道德行为标准存在很大差异，这一事实已经被媒体报道一次又一次地揭示出来。因此，要真正理解金融和投资领域的道德心理，就必须了解人们如何在道德上相互影响。
1. See: Thomas Oberlechner Webster University Vienna “The Psychology of Ethics in the Finance and Investment Industry” Research Foundation of CFA Institute
Ethics in Finance 金融职业道德
When anyone thinks about financial market they think about money, that also trillions of dollar. With that amount of money in greed, which can be defines as excessive desire to posses wealth, mixed with competition can be powerful combination to introduce unethical behavior. This is not solely concerned with the individuals but also with financial markets and financial institutions. Financial ethics is more to do with maintaining trust between the financial industry and client. If we analyze how financial system works, it is easy to see that it is easy for financial fraud and deceit. As almost all the people in United States have a 401K which is invested in financial market through different financial companies. All the people investing their money come from different walk of life and have limited knowledge in financial market. The only way public can believe in an investing firm to invest in their lifetime saving is by trust. This trust is built over the years by these firms by following correct ethical procedure (by the firm and its staffs).
当任何人想到金融市场时，他们都会想到钱，也就是数万亿美元。有了这笔钱的贪婪，这可以被定义为对拥有财富的过度渴望，再加上竞争，可能会导致不道德的行为。这不仅涉及个人，也涉及金融市场和金融机构。金融道德更多的是维护金融业和客户之间的信任。若我们分析金融系统是如何运作的，很容易看出金融欺诈和欺骗是很容易的。因为几乎所有美国人都有401K，通过不同的金融公司投资于金融市场。所有投资的人都来自各行各业，对金融市场的了解有限。公众能够相信投资公司为他们的毕生储蓄进行投资的唯一途径是信任。这些公司多年来通过遵循正确的道德程序（公司及其员工）建立了这种信任。
Ethics in the Investment Profe
