a lot of companies from that boom is no where to be seen and the financial report present were falsified.
在分析新兴市场的投资机会时，金融公司通常会检查其所投资国家的道德规范。即使盈利的可能性很高，但存在大量违反道德规范的案例，投资也可能不是一个好主意。这方面的一个很好的例子是，在中国的IPO热潮中，中国的投资额巨大，许多来自这一热潮的公司随处可见，而目前的财务报告也是伪造的。
Ethical Issues in Finance Industry 金融业的伦理问题
Ethical issues in the financial services industry affect everyone, because even if you don’t work in the field, you’re a consumer of the services. The public seems to have the perception that the financial services sector is more unethical than other areas of business.
金融服务行业的道德问题影响到每个人，因为即使你不在该领域工作，你也是服务的消费者。公众似乎认为金融服务行业比其他业务领域更不道德。
In the real business scenario there are many positions where we act without considering the ethical implication. Sometime what we think is ethical (because of the way we are brought up in society) might not be an ethical one in the world of finance or business. For example, one can have close friend with whom he share everything in life. Like normal individuals they talk about their work along with other stuff. But for the person who works in financial market there are certain discloser standard he has to follow. Let us say their discussion is related to financial market. So is it ethical for this person who is working with a financial firm to tell his friend all about the things he has information on, that is covered under discloser standard, or is it ethical for him to tell his best friend that he can’t talk about this information and then risk his friend feeling that he does not trust him?. Because let’s face it if I know something and I don’t tell you that means you don’t trust me, that is the idea implanted in our brain from our childhood. This is an example of social ethics dilemma that intertwines with financial (professional) ethics. Therefore the boundary between ethical and unethical is quite skinny. So, how can do companies ensure that the company and staff follow ethical behavior?
在真实的商业场景中，我们在很多情况下都不考虑道德含义。有时，我们认为合乎道德的东西（因为我们在社会中长大的方式）在金融或商业领域可能不是合乎道德的。例如，一个人可以有亲密的朋友，与他分享生活中的一切。和正常人一样，他们谈论自己的工作和其他事情。但对于在金融市场工作的人来说，他必须遵循一定的披露标准。让我们说他们的讨论与金融市场有关。那么，一个在金融公司工作的人告诉他的朋友他所掌握的所有信息，这些信息都属于披露者标准，这是否合乎道德？或者，他告诉他最好的朋友他不能谈论这些信息，然后冒险让他的朋友觉得他不信任他，这是否符合道德？。因为让我们面对现实，如果我知道一些事情，但我不告诉你，这意味着你不信任我，这是我们从小就在大脑中植入的想法。这是一个与金融（职业）道德交织的社会道德困境的例子。因此，道德和不道德之间的界限非常狭窄。那么，公司如何确保公司和员工遵守道德行为呢？
Most large firms have implemented their own code of ethics-a set of general professional guidelines to inspire employees to behave ethically and responsibly as an individual or as a group representing the company. But as in our examples these codes are stringent do’s and don’ts that will cause more harm than good as the employee might be hesitant to even do the right ethical thing. As there is a thin line between ethical and unethical behavior this might give the employees a false notion that anything if it is not specifically prohibited would be acceptable. In addition to the company specific codes of ethics, companies and professionals are also bound by ethical codes of conducts of numerous professional organizations and institutions. Companies should train employees to these organizational code of ethics would be more effective as employee would think that it’s a global financial society standard.
大多数大公司都实施了自己的道德准则，这是一套通用的职业准则，以激励员工作为个人或代表公司的团体，以道德和负责任的方式行事。但正如我们的例子所示，这些准则是严格的“做”和“不”，这会带来弊大于利，因为员工可能会犹豫是否做正确的道德行为。由于道德行为和不道德行为之间的界限很小，这可能会给员工一个错误的观念，即任何未明确禁止的行为都是可以接受的。除了公司特有的道德规范外，公司和专业人员还受到众多专业组织和机构的道德行为规范的约束。公司应该按照这些组织道德规范对员工进行培训，因为员工会认为这是一个全球金融社会标准。
As global financial market is more combined with millions of transactions daily, the chances of business and professions using to more unethical conduct in today’s age compared to previous decades. However, in this internet age, business condition and the resulting troubles are more complex. For example, companies and CEOs (for a public company) have to put their shareholders interest first before any other. The shareholder interest is to get maximum profit; CEOs are paid million of dollar in b
