金融创新对我国货币政策有效性的影响分析

金融创新对我国货币政策有效性的影响分析 摘 要 货币政策作为一项重要而有效的宏观调控工具，在保证币值稳定、促进宏观经济平稳增长等方面发挥出重要作用。然而，随着金融创新的不断发展，整个金融体系以及各金融行为主体的行为方式，货币与宏观经济之间内在的相关关系等都发生了深刻的变化，使得传统货币政策操作失去了应有的前提和依据，从而使货币政策的作用效果不断减弱。本文在通过研究金融创新和货币政策的解释的基础上，较为深刻的分析了金融创新对货币政策的有效性的影响，得出重要的结论，并在提高我国货币政策效果的政策方面提出建议。 Monetary policy which was used as a very important instrument inmaking the stability of currency and improving the macroeconomy had becamepopularity in the world 。However，with the development of financial innovation,great changes have taken place in the whole financial system,the way offinancial organization,the relation between currency and macroeconomy ,etc.These changes have made the operation of conventional monetary policy lose its theoretical foundation and premise，so the effect of monetary policy on real economy has weakened. This article, on proposesing the concept of financial innovation financialinnovation and generation mechanism, analyses the impact of financial innovation to monetary policy.。at the last partof the article, the author providies his general idea on developing China's financial Innovation。 关键词：金融创新 货币政策有效性 影响