工程保险合同条件研究

工程保险合同条件研究 Study on Conditions of Contract for Engineering Insurance 摘要 本文首先阐述了与工程保险合同条件相关的内容，如工程保险、工程保险合同。而后切入正题，对工程保险在投保过程中如何选择保险人、确定投保项目、估计费率、明确免赔额才能达到以最少保费获得最大安全保障的目的和如何确定工程保险的保险事故性质进行了分析。通过对我国工程保险合同新旧条款的比较，说明我国在该领域的发展。最后，将FIDIC土木工程保险合同条件与国内情况对比，找出国内的不足，并提出了明确保险金额、确定保险责任、定明保险期限等改进建议。 关键词： 保险 保险合同 工程保险 工程保险合同 工程保险合同条件 ABSTRACT The thesis expounds the contents that are correlative with the conditions of contract for engineering insurance，such as the engineering insurance，the engineering insurance contract firstly. Secondly，it goes into the important contents. The dissertation shows us how to choose the insurer、fix insurance programme、estimate cost rate and regularizing franchise，we will gain the most safety by using the least premium during the cause of insurance, and expounds how to fix the kind of insurance accident for engineering insurance. And then，it indicates our improvement in the field of engineering insurance by the comparison of our old clauses of contract for engineering insurance with the new. Finally，the treatise finds out the shortcoming of our conditions of contract for engineering insurance and points out suggestions，such as regularizing insurance amount、fixing insurance responsibility and terms for the improvement, by the comparison of FIDIC conditions of contract for works of civil engineering construction with our’s. Key Words: Insurance Insurance Contract Engineering Insurance Engineering Insurance Contract Conditions of Contract for Engineering Insurance